ACH Payments

Take the Paperwork and the Processing Fees Out of Your Payments

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We’re ready to help your business transcend the competition when it comes to payment processing.

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What are ACH Payments?

Also called “direct payments” or “direct deposit,” ACH payments use the Automated Clearing House (ACH) network to transfer funds from one account to another electronically without having to use physical checks, eChecks, credit cards, or wire transfers. With over 24 billion transactions for a value of more than $55 trillion (yes, trillion with a “t”) in 2019, ACH payments have become a mainstay of today’s businesses.

Whether your business is sending or receiving funds, ACH payments allow you to transfer money safely and securely, all for much lower processing fees than wire transfers or credit card transactions. They’re the perfect way to facilitate payments for low-risk and high-risk merchants alike. No more messing around with deposit slips, pay stubs, or checkbooks. With Transcend Pay’s merchant gateway solutions, you can manage all of your ACH payments through a single, easy-to-access portal.

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What Can ACH Payments Do For Your Business?

ACH transactions make it easier than ever for your business to make and receive payments.

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Direct Account E-Billing

Make life easier for your customers by giving them the option to pay for products and services directly from their bank account. Avoid burdensome credit card processing fees and the risk of chargebacks by transferring funds through the secure ACH network!

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Recurring E-Billing Payments

Forget the hassle of invoicing customers every month. With ACH payments, you can schedule automatic payments to make sure you’re getting paid on time, every time.

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Direct Deposit Paychecks

Tired of printing and delivering physical checks to your employees every payday? With ACH payments, you can deposit funds directly into their bank account. They get access to their money instantly and you don’t have to worry about an uncashed check bouncing if they don’t deposit it right away.

Transcend Pay ACH Processing

Our revolutionary payment processing technology allows you to manage ACH credits and debits quickly and easily for both low-risk merchant accounts and high-risk merchant accounts. Whether you’re using our dedicated merchant gateway portal, integrating your existing payment system with our robust API, or installing the Tpay portal on your website, Transcend Pay has the payment processing solutions to make your ACH transactions easier than ever.

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  • No reserve requirements. 
  • No hidden processing fees.
  • "Same-Day ACH" processes your transition in real-time the same day at the bank.
  • Establish late cut-off times to avoid ACH returns and reversals.
  • Set up single and recurring payments.
  • Eliminate paperwork with direct deposit.
  • We approve 99% of high-risk merchant accounts.
  • Same-day pre-approvals.