About Us A Payment Processor for Your 21st Century Business

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Our Story

We got our start in the software business, providing financial institutions with the tools and platforms that helped them connect their customers to the funding they needed to realize their goals.

Over the years, we realized that many companies faced major challenges when it came to setting up high-risk merchant accounts and processing payments. For businesses classified as “high-risk” by traditional banks, even the options that were available to them came with high-reserve and escrow requirements as well as burdensome high-risk processing fees.

That’s why we decided to leverage our experience and banking relationships to bring cutting-edge payment processing technology to the businesses that need it most. Our exclusive and direct financial partnerships allowed us to build a dynamic network that could process payments faster and without reserve or escrow requirements. That helps us to approve high-risk merchant accounts faster than anyone in the business and without all the hidden fees that can end up costing you thousands.

Because we understand that every business is different, we also designed a reliable merchant gateway solution that allows our customers to integrate payment processing capabilities into their existing operations as seamlessly as possible. From robust APIs to our innovative Tpay website integration, we have the flexibility to help our customers take complete control of their revenue stream for high-risk merchant accounts.

Better technology. Faster results. Enhanced flexibility.

That’s the Transcend Pay way.

Ready to Get Started?

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Who We Help

We deliver turnkey payment processing services for both low-risk and high-risk merchant accounts. Get paid faster and save thousands in fees with our innovative API and Tpay integrations.

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When We Started

Transcend Pay has been approving high-risk merchant accounts to help businesses save money and process payments more efficiently since October of 2018. Our founding team has 20+ years of experience in the payment processing industry.

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Where We Are

Transcend Pay is proudly based in the USA. We never outsource our customer service or technical support teams. 

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The Future of Merchant Payment Processing

At Transcend Pay, we’re dedicated to bringing your payment processing into the 21st century with cutting-edge technology built for today’s fast-paced economy. Your revenue is the lifeblood of your business.

Don’t settle for outdated payment gateway solutions that make it harder for you to manage ACH payments, credit card processing, and eCheck payments.

Our revolutionary software gives you versatile, streamlined payment processing capabilities with no-reserve or escrow requirements and no processing fees, even if you’re classified as a high-risk merchant account. 

Choose the Transcend Pay merchant gateway solution that best meets your operational needs to lift your business above the competition. Whether you’re accessing our payment processing services through our dedicated software platform, our powerful API, or our Tpay website integration, we keep the revenue flowing to help you maximize your business potential.

A simple five-minute call can end up saving you thousands in unnecessary or hidden processing fees. We negotiate directly with banks to get the best processing rates, which is how we approve 99% of high-risk merchant accounts. After the same day preapproval process, we set up your account for free and have your high-risk merchant account ready to accept payments within days.

Get Started

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Take Your Payment Processing to the Next Level

We’re ready to help your business transcend the competition when it comes to payment processing for high-risk merchant accounts.

Request a Quote